Legal

Privacy Policy

Effective Date: 1 April 2026  ·  DIStudio Technologies (“MoneyKaro”)

DIStudio Technologies (“we”, “us”, or “our”) operates the MoneyKaro platform. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our website at moneykaro.in or app.moneykaro.in (collectively, the “Platform”).

By using the Platform, you consent to the practices described in this Policy. If you do not agree, please discontinue use of the Platform.

1. Information We Collect

We collect the following categories of information:

a) Information you provide directly

  • Account information: Name, email address, and phone number when you register or contact us.
  • Store content: Product details, affiliate links, descriptions, and images you add to your store page.
  • Communications: Messages you send us through the contact or callback forms.

b) Information collected automatically

  • Usage data: Pages visited, clicks, time spent, and interactions with the Platform.
  • Device information: Browser type, operating system, IP address, and device identifiers.
  • Cookies and similar technologies: We use cookies to maintain session state and improve user experience. See Section 6 for more details.

c) Information from third parties

  • When you connect affiliate accounts (e.g., Amazon Associates, Flipkart Affiliate), we may receive limited information from those providers to verify your affiliate status.

2. How We Use Your Information

We use your personal information to:

  • Create and manage your MoneyKaro account.
  • Display your store page and affiliate links to visitors.
  • Provide analytics on clicks, conversions, and earnings estimates.
  • Respond to your queries, callback requests, or support tickets.
  • Send transactional notifications related to your account (no marketing emails without consent).
  • Improve, maintain, and secure the Platform.
  • Comply with legal obligations under applicable Indian law.

3. Sharing of Information

We do not sell your personal data. We may share your information in the following limited circumstances:

  • Third-party providers: When you add an affiliate link, the respective provider (e.g., Amazon, Flipkart) may receive anonymised click and referral data as part of their affiliate tracking systems. This is governed by their own privacy policies.
  • Service providers: We engage trusted third-party services for hosting, email delivery, and analytics. These providers process data only on our behalf and under strict confidentiality obligations.
  • Legal requirements: We may disclose information if required by law, court order, or a government authority in India.
  • Business transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred as part of the business.

4. Data Retention

We retain your personal data for as long as your account is active or as needed to provide our services. You may request deletion of your account and associated data at any time by contacting us. We may retain certain data for a period thereafter as required by law or for legitimate business purposes such as fraud prevention.

5. Data Security

We implement industry-standard technical and organisational measures to protect your personal information against unauthorised access, disclosure, alteration, or destruction. These include encrypted data transmission (HTTPS), access controls, and regular security reviews.

However, no method of transmission over the internet or electronic storage is 100% secure. You use the Platform at your own risk, and we encourage you to use strong passwords and keep your credentials confidential.

6. Cookies

We use cookies and similar tracking technologies to operate and improve the Platform. Cookies help us remember your login session, understand how you use the Platform, and personalise your experience.

You can control cookie settings through your browser preferences. Disabling cookies may affect the functionality of certain parts of the Platform.

7. Your Rights

Under applicable Indian law, you have the right to:

  • Access: Request a copy of the personal data we hold about you.
  • Correction: Request correction of inaccurate or incomplete data.
  • Deletion: Request deletion of your personal data, subject to legal retention obligations.
  • Withdrawal of consent: Withdraw consent for data processing where processing is based on consent.

To exercise any of these rights, please contact our Grievance Officer (see Section 9). We will respond within 30 days.

8. Children's Privacy

The Platform is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us immediately and we will delete it.

9. Grievance Officer

In accordance with the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, our Grievance Officer details are:

Name: Dhanalakshmi

Organisation: DIStudio Technologies

Address: Karapakkam, Chennai, Tamil Nadu, India

Email: no-reply@distudiotech.com

Response Time: Within 30 days of receipt of complaint

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Where changes are material, we will make reasonable efforts to notify you. Your continued use of the Platform after any changes constitutes your acceptance of the updated Policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please reach out to us at no-reply@distudiotech.com or write to us at Karapakkam, Chennai, Tamil Nadu, India.